• Auditing Program

    As an innovator in insurance subrogation, VWI services over 1000 clients and has $2 Billion in pending subrogation claims. In fact — VWI is one of the nation’s largest subrogation firms.

  • Process Automation

    How an insurance company handles the subrogation function impacts its value to policyholders and shareholders. While financial stability, underwriting expertise and breadth of coverage remain important, an insurer’s claims service provides a clear opportunity to distinguish itself in the marketplace.

  • Human Capital

    As the industry’s capital position has been stretched by higher losses, lower investment income and the need by many companies to boost reserves, there is increasing pressure to use working capital more wisely.


Graph Service
People

For over four decades, we have worked in tandem with insurers to improve policyholder satisfaction by establishing best practices to lower costs and retrieve greater recoveries.

Analysis

In today’s challenging economic times, insurers are turning to VWI to improve profitability and achieve meaningful differentiation.

Process

We have an abundance of experience in assisting insurers in rethinking their organizations, adopting best in class claims processing and unlocking hidden value by optimizing and industrializing claims operations for high performance.

At VWI, our goal is to make sure you receive your fair share of claims.

We utilize our domain expertise to periodically audit every aspect of your subrogation program including:

  • Worker’s Compensation
  • PIP Insurance
  • Medicare Payments

Auto Claims

VWI is one of the largest processors of auto subrogation claims in the country. Whether it be a fully outsourced subrogation program or collections on small balance uninsured claims, we have the industry expertise, skilled staff and proprietary technology systems to maximize your recoveries in these area.
VWI has on-line access to most DMV data bases throughout the USA. This, combined with our understanding of various state no-fault, medical pay and PIP requirements, allows us to negotiate for you and recover funds.

VWI offers all levels of auto subrogation claims services from:

  • Initial investigation and data mining
  • Location of responsible parties, assets and establishment of claim validity
  • Negotiation, Litigation and Recovery

As an innovator in insurance subrogation, VWI services over 1000 clients and has $200 million in pending subrogation claims. In fact — VWI is one of the nation’s largest subrogation firms.

How an insurance company handles the subrogation function impacts its value to policyholders and shareholders. While financial stability, underwriting expertise and breadth of coverage remain important, an insurer’s claims service provides a clear opportunity to distinguish itself in the marketplace.

As the industry’s capital position has been stretched by higher losses, lower investment income and the need by many companies to boost reserves, there is increasing pressure to use working capital more wisely. For over four decades, we have worked in tandem with insurers to improve policyholder satisfaction by establishing best practices to lower costs and retrieve greater recoveries.

In today’s challenging economic times, insurers are turning to VWI to improve profitability and achieve meaningful differentiation. We have an abundance of experience in assisting insurers in rethinking their organizations, adopting best in class claims processing and unlocking hidden value by optimizing and industrializing claims operations for high performance.

VWI has developed a highly specialized risk management department to recover the expenses incurred when property is damaged.

Whether it is a loading dock damaged by a delivery truck, utility lines above or below ground or a drive thru teller machine, identifying liability and properly documenting the incident is critical to your ability to recover. VWI’s specialized team will collect all data necessary for recovery. We will identify the responsible parties and determine the limits of insurance available. VWI will recover funds where possible or provide a fully documented loss file for tax purposes.

Subrogation Healthcare and Property Claims

VWI is one of the largest processors of auto subrogation claims in the country. Whether it be a fully outsourced subrogation program or collections on small balance uninsured claims, we have the industry expertise, skilled staff and Robotic Process Automation (RPA) technology systems to maximize your recoveries in these areas.

VWI has on-line access to most DMV data bases throughout the USA. This, combined with our understanding of various state no-fault, medical pay and PIP requirements, allows us to negotiate for you and recover funds. VWI offers all levels of auto subrogation claims services from:

  • Initial investigation and data analysis
  • Location of responsible parties, assets and establishment of claim validity
  • Negotiation, Litigation and Recovery

A well-run subrogation program should return about 2% of your total claims per year. As large claims can take up to six years to settle, achieving 2% takes excellent identification as well as long-term legal follow-up.

Do you have the resources and technology to accurately identify original claims and to maximize the ongoing return of your subrogation dollars?

VWI is best in class in medical subrogation outsourced services. With more than 100 clients and $200 million in pending subrogation claims – see for yourself how we can improve your company’s bottom line.

Healthcare Subrogation – Under one roof

Unlike your company’s insurance carrier, medical subrogation is our sole focus. Since 1994, VWI’s subrogation division has guided companies through the complexities of administering loss recovery plans.

Whereas your insurance carrier might help you collect on medical claims alone – VWI offers comprehensive plans that coordinate all aspect of medical subrogation – from initial claims and pharmacy benefits to worker’s compensation and short term disability. We presently accept claim files from Cigna, United Healthcare, Blue Cross, WellPoint and Aetna, all of whom use outside agencies to handle your subro claims. We also receive and coordinate disability and pharmacy benefits to include those payouts in one single recovery settlement.

VWI Differentiation

With VWI as your healthcare subrogation partner, we handle all your subrogation claims under one partnership and provide a uniform application of subrogation provisions to all employees. This reduces the liability of the company and insures that all subrogation claims will be identified, negotiated and recovered by a competent staff of attorneys and paralegals strictly dedicated to this function.

Additionally, we provide counsel on plan language and design to keep your rights of recovery current, with the developing legal climate and the Federal ERISA provisions that typically control self-funded medical plans.

VWI’s services include:
  • Data recovery from one or more of your administrators
  • Investigation of all health claims for third party liability
  • Assign attorneys to negotiate settlements
  • Services
  • Subrogation
  • Audit
  • Auto Claims
  • Healthcare Subrogation
  • Notify all involved parties of your corporate rights of recovery
  • Review your corporate health plan language annually for compliance with the most recent ERISA case law and achieve maximum recovery potential.

VWI offers the same levels of service for Medicare/Medicaid HMO’s, TPA’s and Insurance groups.